Urban: Becoming a principal from a junior college!

Netizens are all versatile.

They may not understand building houses, medical skills, etc.

But when it comes to losing money in investment, they are more experienced than one another.

They may not understand various financial theoretical knowledge, but they all know how shady those bankers are.

It is precisely because they have had painful lessons.

So they are not optimistic about the practice of Xingchen Academy for students this time, thinking it is too risky.

Letting a group of students invest such a large amount of money in the financial market, isn't that a meat bun hitting a dog?

"I feel that Xingchen Academy is too arrogant and trusts students too much. Other schools only provide software, but Xingchen Academy really dares to give money."

"+1, just let students play with the simulated market. The dealer will not recognize Xingchen Academy. Even if the president of Xingchen Academy goes there, they will still have to cut their losses!"

"I feel that I am being targeted by the dealer. The stock did not fall before I bought it, but it fell immediately after I bought it. I waited for half a month to buy a hard drive, but the hard drive did not drop in price. After I bought it, the price dropped immediately. I won't talk about other things. I feel that dealers from all walks of life are eyeing the money in my pocket."

"I guess by the summer vacation, at least half of the 100 million will be lost."

"It's conservative, isn't it? They are just a group of students, and Xingchen Academy allows them to touch futures contracts. It's normal to lose all your money in futures."

"Investment Nine out of ten investments are losses. I bought a fund for a year and made no profit or loss. As a result, the app showed that my rate of return exceeded 99% of users. It can be seen how difficult it is to make money from investment. "

"Do you think that Principal Xingchen may have done it on purpose, paying for it himself to teach students a lesson, so that students majoring in finance will not think they are professionals, and will be confident and lose all their money after graduation."

"It seems that it is really possible to let students experience the cruelty of the capital market through real losses, so that they will not dare to take risks in the future."

"Wow, spending 100 million to teach students a lesson, this seems to be something Principal Xingchen can really do."

Everyone talked about it, and even felt that Xingchen College was deliberately letting students feel the cruelty of the capital market and thus give them awe.

After all, simulated trading is just a bunch of numbers, and it doesn't matter whether you make a profit or a loss.

But when these numbers become real money, Xingchen Finance students will naturally feel heartbroken when they lose these real money.

The realization will naturally be more painful.

So that they can see themselves clearly and will not make mistakes in the future because of blind self-confidence.

The more they think about it, the more likely this guess is.

They all couldn't help but sigh at the good intentions of Principal Xingchen.

In the whole world, I'm afraid that only Principal Xingchen would directly spend 100 million for the sake of students.

Such a principal is really touching.

Ye Chen just didn't know these.

If Ye Chen knew, he would definitely have a lot of question marks in his head.

Then he said, yes, yes, yes.

That's right, I think so.

...

But it is obvious that Ye Chen doesn't think so.

Ye Chen is still very confident in the level of his students.

Although the investment market is unpredictable, even the stock god Buffett has his upside down.

Students will definitely make some losses and some gains with this 100 million.

But there are teachers in their own finance majors to supervise.

Even if there is a loss, it will definitely not be too serious.

Of course, as the outside world speculates, even if Ye Chen loses all the 100 million, he will not feel bad.

After all, for the current Xingchen Academy.

100 million is really nothing.

And the students of the finance major of Xingchen Academy have obviously discovered the unfavorable public opinion.

But this aroused their competitive spirit.

They must make a profit to let these netizens know that they are not wild.

They are regular troops.

The college acted quickly.

On the third day after they submitted their application, the quota was issued.

Chu Guang looked at the 20 million quota in his account and felt a little impulsive. He wanted to take the money into the capital market immediately and have a bloody storm.

But Chu Guang obviously knew that this was unrealistic.

Although 20 million is a huge sum of money, it is nothing in the financial market.

It can only be said to be a slightly bigger fish.

So when investing, you must be extra cautious.

There is no need to say more about the 30% stable investment.

Chu Guang originally planned to buy funds, but the classmates in the group calculated that the purchase fee and redemption fee added up to 2%, so they shook their heads directly.

So they simply used the money to buy funds to invest in the stock market.

However, the investment was in some old-fashioned corporate stocks with fixed markets, fixed yields, few competitors, and little market growth space, and mainly dividends.

The main goal is low return and low risk. The annual profit rate is only slightly higher than depositing in the bank to buy government bonds, but only about 5%.

But it is stable enough.

The other 40% of the stock market funds were all converted into Japanese yen foreign exchange after the team carefully collected information and selected them, and planned to invest in the island country's stock market.

On the one hand, the yen is now at a low point.

If it is invested in the long term, it may appreciate, and the exchange rate alone can make a fortune.

This is not the conjecture of Chu Guang and others, but the inference of the central bank policy of the island country.

On the other hand, the stock market of the island country is also recovering now.

The stock market of the island country has been half-dead since it fell into a slump that year.

However, through data collection and comparison, Xingchen students found that the island country's stock market has been rising steadily since 2013.

However, because China's size has grown faster, the growth of the island country's stock market has been overshadowed.

But according to the data analysis of students within the group, the island country's stock market will rise faster and faster in the future.

On the one hand, in order to boost stock prices, more and more companies in the island country have begun to repurchase stocks every year in the past two years.

Every year, they plan to take out a sum of money to repurchase a certain amount of stocks.

This will greatly enhance the confidence of investors.

The second is that a student saw that the island country is promoting a policy to revitalize the stock market while paying attention to financial news related to the island country.

It requires listed companies with a large amount of cash in their company accounts to pay dividends to shareholders at least once a year.

If dividends are paid, tax benefits can be enjoyed in the following year.

Although this policy has not yet been passed, if it is passed, it will definitely be a big boon to the island country's stock market.

The third and most important point.

That is the impact of the world situation.

Today's economy is inseparable from the world situation and the world pattern.

And the world pattern has changed in recent years. With the development of China, the trend of bipolar confrontation has become more and more obvious.

The United States on the other side of the ocean has shown a strong desire to support the island country as a bridgehead and make the island country more prosperous.

In contrast, a large amount of capital in the United States has recently been withdrawn on a large scale to invest in the island country.

These signals have been noticed by students majoring in finance.

Finally, it was determined that the island country's stock market has great potential.

After the team members spent more than ten days carefully analyzing the stock information of hundreds of companies in the island country's stock market.

Finally, four stocks were selected for diversified investment.

Although the companies in the island country's stock market are better than those in China, they are not white lotus.

Financial fraud, process cost, raw material cost and so on are not uncommon.

The most important thing is that if there is a problem, these companies basically have no responsibility. They can conceal it if they can, push it if they can, and apologize if they can't push it.

The compensation is pitifully small.

Therefore, investing in the island country's stock market also has considerable risks.

Maybe a century-old company will suddenly have a scandal, and then the stock price will plummet.

So Chu Guang and others analyzed various data.

Four Japanese companies with the lowest risk of bankruptcy and the best market prospects were selected, and 8 million RMB, equivalent to 173.16 million yen, were invested in the island country's stock market.

As for futures, it depends on the timing.

There is obviously no suitable investment opportunity now.

We need to slowly collect information and find the right opportunity.

...

In addition to Chu Guang's group.

Other groups have also started their own investments.

Some are radical, some are conservative, and the styles vary according to the leaders of the groups.

The Lone Ranger basically chooses stock market investment.

Because everyone is not a competitor, they will share their investment ideas in the big group.

Some are well-reasoned and convince the students.

But some students' operations are difficult to understand.

One classmate chose a small stock in the A-share market that was not well-known, and put his 100,000 quota directly into it.

This made the students majoring in finance particularly confused.

After all, the company's performance is half-dead, and the stock has almost no liquidity. It is not surprising that it will suddenly suspend trading and delist one day.

Why go all in on this stock?

A classmate in the group asked curiously, wondering if this company would make any big moves or investments in the future?

And this classmate did not hide it.

He said that he accidentally discovered several large transactions of this stock last month.

A large number of circulating stocks were acquired by several unknown small companies.

This classmate calculated that these companies had bought a total of 37% of the stocks almost silently, which was no different from taking over.

But who is so stupid to take over such a junk stock? And to take over in a group?

So he followed the clues and investigated the equity information of these takeover companies.

He found that the bosses of these takeover companies were connected to each other.

And they all knew the shareholders of a large listed company that was famous for cutting leeks.

On the Internet, you can even find news that these people had attended a large conference together. .

At this point, the network of relationships is undoubtedly clear.

The other party is going to cut leeks.

When the time comes, the listed company only needs to issue an announcement and give a large order to the junk company, and the stock price of the junk company will inevitably be pulled up.

Then comes the familiar shipment of retail investors, cutting leeks in one go.

Although most of them are just speculations and cannot be 100% certain.

But this student is bold and directly chooses to go all in.

The banker wants to make money?

Then take me with you.

The banker makes money, why can't I make money?

This student's words also made other students curious, and they analyzed the previous trading data of this stock and collected more information at the same time.

There is strength in numbers, with the support of more information.

The students majoring in finance were surprised to find that it was really like this.

This is obviously the preparatory operation of the banker before pulling the market.

It's just because it is generally operated by several or even dozens of companies, each of which does not collect much, and the time span is long, so it will not be noticed.

Unexpectedly, my classmates discovered the clues and dug it out.

Immediately, many classmates were tempted and thought about whether they should get involved... (End of this chapter)