NOVEL NEXT Chapter 36
It is already the end of May, and the entire Cambrian company has grown even stronger, breaking through 500 people.
At present, except for some high-end talents, no more external recruitment is done.
The entire Origin Building has been renovated for five floors, but it is still very crowded with more than 500 people working together. Fortunately, many sales staff are out on business, and the remaining five floors are expected to be renovated by the end of next month, so it should not be so crowded by then.
“Dad, hurry up, sell all the stocks that were not sold yesterday.” The stock that Ye Yunzhou bought some time ago had risen by 150% yesterday, and today it soared to more than 160%. Ye Yunzhou knew that this stock had reached its peak. Tomorrow is June 1st. If he doesn’t sell it, it will start to fall sharply tomorrow.
Ye Yunzhou just came back from outside, took over his father’s computer, and quickly operated the sale, because he had sold half of it yesterday, and today he directly placed an order to sell all of it. However, Ye Yunzhou did not dare to place all the orders at once, so he sold them slowly in several batches, so as not to cause a big shock to the stock. After two hours, the stock was finally sold out.
After the sale, after paying the stamp duty, the securities company’s commission, the transfer tax, etc., the profit of this stock reached a terrifying 220 million yuan, which really shocked Ye Yunzhou, a reborn person.
After the stock was sold, Ye Yunzhou came to Jiaoyibao Company. At present, Jiaoyibao occupies the 8th and 9th floors of the Origin Building. The top floor, which is the tenth floor, is the office space of the Cambrian Technology headquarters. The 1st to 7th floors are the offices of Taobao Company.
“Mr. Li, how is the negotiation with the bank?”
Ye Yunzhou originally wanted to launch Jiaoyibao at the end of May, but the cooperation with the bank has not been negotiated, so it has not been launched yet, which made Ye Yunzhou a little angry. This is originally a matter that benefits the country and the people and promotes the development of e-commerce in Xiaguo. Why are these banks so short-sighted?
“We have talked several times, but they always have concerns. When we talked, they said they agreed in principle, but they just didn’t sign the agreement.” Li Mi was also helpless.
He contacted many senior executives of banks through his own connections, and they all came to talk when they talked, but they just didn’t sign the agreement.
“How about this, you make an appointment with them, and I will take you to talk with them tomorrow. Let’s start with the Lingwu Provincial Branch.” Ye Yunzhou frowned and said. He hopes to get support from his hometown bank.
“Okay, then I’ll make an appointment now, and then we’ll book a few days of flights.”
“Okay, you go and arrange it.”
“…”
The next day, Lincheng City, ICBC Lingwu Provincial Branch Headquarters.
After the two sides sat down and exchanged greetings, Ye Yunzhou personally made a promotion report.
“Dear President and fellow bankers, first of all, thank you for taking the time to meet with our Jiaoyibao team today. On behalf of Cambrian Technologies and Jiaoyibao, I am very honored to have the opportunity to discuss the possibility of cooperation with your bank. We believe that the cooperation between Jiaoyibao and your bank will be a mutually beneficial opportunity, creating huge value for both parties.”
“Since its establishment, Jiaoyibao has been committed to solving payment problems in e-commerce, especially in the C2C market. We found that traditional payment methods cannot meet the needs of buyers and sellers. Our goal is to build a safe and convenient online payment platform to make every transaction simple and reliable.”
We noticed that your bank has a deep foundation and a broad customer base in the field of financial services. Jiaoyibao can bring the following cooperation values to your bank:
1. Incremental deposits: By cooperating with Jiaoyibao, your bank can attract a large number of new deposits, which come from the transaction deposits of Jiaoyibao users on the platform.
2. Increased transaction volume: The user base and transaction volume of Jianbao.com are growing rapidly. If your bank cooperates with Jiaoyibao, it will bring significant transaction fee income to your bank.
3. Innovative business model: Our innovative payment methods such as quick payment can improve your bank’s payment success rate and user experience, and help your bank expand its retail banking business.
4. Enhance brand image: Cooperating with Jiaoyibao can demonstrate your bank’s foresight and openness in the field of Internet finance and enhance its appeal to young user groups.
For today’s promotion meeting, Ye Yunzhou also specially put on a more mature makeup. At this time, looking at Ye Yunzhou talking on it, who would have thought that he was a teenager who was just sixteen years old?
“Mr. Ye, tell me how we can cooperate.” After Ye Yunzhou finished speaking, Liu Qingshan, the president of the Lingwu Branch of ICBC, asked. As Li Mi’s former subordinate, Liu Qingshan must give a face, but when it comes to cooperation, there must be benefits. What Ye Yunzhou said just nowThe benefits just hit his heart.
“We propose that we can start with opening public accounts and developing quick payment cooperation in the early stage. Jiaoyibao is willing to share customer resources with your bank and jointly promote this service. At the same time, we suggest setting up a special group to regularly communicate the progress of cooperation and solve possible technical and business problems in a timely manner.” Ye Yunzhou suggested.
“I really hope to cooperate with Jiaoyibao. Mr. Li Mi has also contacted me many times before, but I have a concern. We are worried that cooperation with Jiaoyibao will increase the security risks of the system, especially in the early stage. We are reserved about the security of third-party payment platforms.” Liu Qingshan said and signaled Ye Yunzhou to respond.
“I understand President Liu’s concerns very well. Please allow me to demonstrate the security of our Jiaoyibao to President Liu on the spot. Ye Yunzhou opened Jiaoyibao and introduced in detail the encryption technology, firewall, anti-fraud system and other security measures adopted by Jiaoyibao, as well as its compliance with domestic and international security standards. I can also guarantee that in the cooperation, Jiaoyibao will assume the corresponding security responsibilities. We will set up a risk fund. If the bank suffers losses due to the security risks of Jiaoyibao, we will pay the full amount.”
After Ye Yunzhou finished speaking, Liu Qingshan showed an approving expression. However, after thinking for a while, he asked another question.
“Mr. Ye, I have another question. We are worried whether the cooperation with Jiaoyibao fully complies with the existing laws and regulations, especially the provisions on capital flow and user privacy protection. Have you paid attention to this aspect?”
“For this question, I will make the following response: First, Jiaoyibao strictly abides by all relevant laws and regulations of the country on payment business, including but not limited to the “Administrative Measures for Payment Services of Non-financial Institutions” and so on.”
“Second, we can provide a legal opinion issued by a professional legal advisor to prove the legality of the cooperation model. Finally, we promise to submit audit reports performed by a third-party agency to the bank on a regular basis to prove that Jiaoyibao’s operations and financial status meet legal requirements.” Ye Yunzhou responded after thinking for a moment.
After Ye Yunzhou finished speaking, Liu Qingshan finally showed a satisfied expression. After thinking for a moment, he said: “Mr. Ye, I have decided to cooperate with your company. Let us be the first to try it.”
After Liu Qingshan agreed, the legal staff of both parties reviewed the relevant contract agreement and signed it on the spot after no problem. Then the technical departments of both parties began to connect the interface issues. I believe that in about two or three days, Alipay will be able to go online.
Time flies, and in a blink of an eye it is June 5th. Today is the day when Jiaoyibao is launched. Early in the morning, the entire company’s senior management, including Ye Yunzhou’s parents, gathered in the technical department of Jiaoyibao. As the clock struck 12 noon on June 5th, Jiaoyibao software was officially launched. The whole company cheered, because this software is simply a dimensionality reduction strike for e-commerce. It will make Jiebao.com the safest and most convenient shopping website in Xiaguo.