Naruto-Start by eating the golden fruit

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Senju Tobirama was puzzled. "Has your Iwagakure Village decided on the selection of the Third Tsuchikage?"

A strong man named Red Earth from Iwagakure replied in a firm, even tone, "Actually, the village is still deliberating. But everyone agrees that making money doesn't conflict with the selection of the Third Tsuchikage."

"Although there was past conflict with your Konoha, Kirigakure Village nearly killed a group of Konoha shinobi in a sneak attack, so there is no deep hatred between us. There's no harm in discussing money when it's appropriate."

Everyone listening to Yuya was taken aback.

"No, brother, are you really this straightforward?!"

Red Earth continued, unaffected, "Our priority in Iwagakure Village is honesty. Previously, Kumogakure paid us to fight for them, so we did. Now, if you bring benefits to our Iwagakure Village, we'll set aside our disputes to cooperate with you."

Senju Tobirama didn't dwell on it too much. Iwagakure Village's willingness to refrain from interfering in the upcoming war between Konoha and Kumogakure was good news, so he agreed.

Yuya also concurred—it wasn't easy for someone to come all the way from Iwagakure Village. A peaceful relationship would benefit both villages.

Then, Yuya realized an issue. There was no dedicated space in Konoha for hosting foreign guests.

Hmm…

It seemed like this had never been a priority before.

After some thought, Yuya noted this down in a small notebook.

Konoha would surely expand the outer city in the future, but while smaller villages could stay in the outer city, inviting dignitaries from major villages to stay there would feel disrespectful—almost embarrassing for Konoha's image.

However, looking at Konoha's inner city, there really wasn't any more space to convert into lodging for foreign guests.

The only option…

Yuya's gaze fell on a mansion he'd lived in for the past few years—where his wife currently resided.

He shook his head. No, he wouldn't move from here.

Yuya knew that Uzumaki Mito wouldn't refuse if he asked, but he couldn't bring himself to request such a sacrifice.

Rather than Uzumaki Mito compromising her own space, it might be better…

Yuya then turned his thoughts to other clan territories in Konoha's inner city.

The Uchiha clan's area was too remote and unsuitable for a guest house.

The most appropriate option was definitely the Hyuga clan.

This clan's territory was located in the northwest of Konoha and occupied about one-twentieth of the inner city, smaller than the Uchiha's, but much closer to Konoha's core.

Still, it wasn't the right time to acquire land. With the muscular hotheads from Kumogakure not having signed a peace treaty yet, provoking internal conflict within Konoha wasn't wise.

Shaking off these thoughts, Senju Tobirama took Yuya to the conference room to discuss the cooperation with Red Earth from Iwagakure.

After Red Earth handed the proposal document to Tobirama, Tobirama opened it, and his expression immediately darkened. He glared at Red Earth and said, "Does Iwagakure really intend to cooperate with Konoha? This looks like wishful thinking!"

Red Earth kept a blank expression. "Iwagakure values integrity. If Konoha isn't interested, there's nothing more to say."

From behind Tobirama, Yuya could see that the terms were relatively straightforward. Iwagakure requested a loan of one billion ryo from Konoha, to be repaid over ten years with an interest rate of 1.5% per year, amounting to 50 million ryo annually.

In addition, Konoha was invited to invest in building factories in Iwagakure and could trade iron ore and other resources from the Land of Earth.

Iwagakure would offer 20% of its output to Konoha for the first three years and remove tariffs on commercial exchanges, allowing free trade.

Konoha's goods would also be sold at base prices in Iwagakure…

Essentially, these terms were similar to the treaty Konoha had with Kirigakure.

Strictly speaking, Yuya found these terms fair.

However, Senju Tobirama doubted that Iwagakure would honor the repayment of a billion ryo loan and was skeptical of the low-interest rate, thinking it should be at least 10%.

Tobirama's immediate instinct was to refuse. Yuya coughed, and Tobirama turned to him. "Do you have something to say?"

Yuya nodded.

At this point, Red Earth noticed Yuya and asked curiously, "Who is this?"

Yuya replied, "I'm simply an assistant under the Hokage-sama, not worth noting."

Red Earth nodded; it was customary for a trusted young man to study alongside a village leader, signifying his trustworthiness.

Yuya whispered a few words to Senju Tobirama. After thinking it over, Tobirama turned to Red Earth. "I'll review these terms and get back to you."

Red Earth nodded, "I leave it to you, Hokage," but felt doubtful, prepared to wait in Konoha for a response before returning to Iwagakure.

After Red Earth left, Senju Tobirama and Yuya discussed the terms.

Yuya believed that Konoha could loan the billion ryo.

But Tobirama still doubted Iwagakure's commitment to repay it on time.

Helpless, Yuya realized that Tobirama didn't grasp economic warfare.

The billion ryo wouldn't be lent unconditionally; Iwagakure should offer collateral.

The Land of Earth was rich in minerals, unlike the Land of Wind, where resources were controlled by the wealthy daimyo. The daimyo of the Land of Earth understood that a strong village ensured peace for the nation and heavily subsidized Iwagakure with sufficient annual funds, preventing starvation—unlike the Land of Wind.

Yuya's target was the mineral resources of the Land of Earth.

Unfortunately, Tobirama showed little interest in this proposal, thinking that even if Iwagakure offered collateral, they'd refuse payment once Konoha attempted to collect, resulting in empty hands for Konoha.

Yuya hinted that if Iwagakure defaulted, Konoha's economic strategy could cause their business reputation to plummet, discouraging merchants from trading in the Land of Earth, ultimately benefiting Konoha. However, he couldn't say this outright.

Thus, he proposed an alternative plan: loaning 100 million per year over ten years, with Iwagakure providing equivalent food and resources or offering ninjutsu scrolls to Konoha at a 20% markup over market price.

Given this condition, any sensible future Tsuchikage would avoid exchanging ninjutsu for cash.

Tobirama found this plan reasonable. "Why didn't you propose this earlier instead of that nonsense?"

Yuya sighed and, after their discussion, went to a small gold mine he'd previously discovered to extract a few hundred kilograms of gold as extra wealth.

At thirteen, Yuya had plenty of time—he'd pace himself.

In total, he'd amassed over a ton of gold. Though it seemed substantial, if compacted, it would form a cube just under 40 cm on each side, easily fitting into a suitcase.

Yuya mused that carrying a ton of gold could even become a unique way to train his abilities.

---

The next day, in the 19th year of Konoha, Tobirama found Red Earth and proposed a revised loan plan of 100 million per year, with Iwagakure providing resources as collateral.

Red Earth was surprised but pleased—Konoha actually agreed?

Their initial intentions had never been to default.

Reflecting, Red Earth thought, "Konoha must want to keep us out of their conflict with Kumogakure."

On that day, Konoha, Iwagakure, Sunagakure, and Kirigakure formed a business alliance.

Reportedly, the Second Raikage of Kumogakure was so furious that he destroyed his office.

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