I was excommunicated from the Holy Knights

7 – Legal transaction with no legal flaws 2

As mankind progressed, it was not only science and technology that developed rapidly.

commerce and investment.

How to use money to make money and manage it.

Although the rudimentary parts of these trades arose quite a long time ago. It took a surprisingly long time for this to develop into a more in-depth stage.

And.. in this dark fantasy world where I am now, the concept of commerce and investment could be said to be the time to come out into the world in earnest.

It wasn’t long before the concept of stocks, in which the value of a company was evaluated in terms of money and invested in it, was established and the existence of a corporation first came into the world.

Of course, the concept of a similar investment itself is quite old.

Eastern trade, which is still being done from time to time, is also being done through a kind of investment that collects other people’s money and shares the benefits of the result.

However, as it has been less than 20 years since the concept of stocks was clearly defined, going one step further from simple investment, it could be said that mankind in this world is just starting its steps towards the world of capitalism.

As much as that, the knowledge of capital management they still have was a few steps behind when I saw it at my level. I have so far been able to make this much money by using it properly.

Of course, this is a lot of money by general standards.

In order to achieve what I ultimately wanted to do, the salvation of the church and paladins, I was just at the level of seed money, but everything was ruined because of the damn archbishop and those b*tches who suddenly had their eyes on this.

at the point this happened.

Based on my commercial knowledge, there was only one gift I could give to the church and paladins.

that’s right…

*

Former paladin Santana sitting in front of them.

And house and land documents piled up in front of him.

“gulp..”

Merchants sitting in this seat, if not simply because of his words, swallowed their mouths without realizing it while watching the things in front of them.

Land and buildings owned by Santana.

Although it was not openly revealed as the situation was the situation, it could be said that these were the things that were selected and purchased from the so-called yolk area among the farmland in the city and nearby areas.

As for the farmland, there was no need to worry about water as it was right next to the water source, and it was famous for growing high-quality grains because its fertility was excellent compared to other places.

In addition, all of the buildings are located along the main road, so it is convenient for traffic, and there is no better place to do business as many people come and go.

So, from a position that knows the value, these are the places I want to buy even if I pay more. Nevertheless, they were well aware that they could not buy them now.

The biggest problem was, of course, that the time was too tight.

Only 4 days left.

It was almost impossible for them to come up with the money to purchase land and buildings of this size within it.

It takes at least two months even to meet the lowest price set by law.

The limit they can buy right now is less than 10% of the assets Santana brought with them.

It was clear that Santana would also be aware of this, but nevertheless, he proudly declared that he would sell all his assets on this spot.

A situation that is absolutely impossible with ordinary trading laws.

However, the opponent was Santana, who had been sweeping away money by conducting transactions in all sorts of bizarre ways.

If he was like that, he surely wouldn’t have come here without any countermeasures.

Feeling curious about what the secret plan was, the branch manager, who could be said to be the representative among them, opened his mouth in a calm voice.

“Sure, we’d love to buy them all if we could, but as you know, we’re only getting 10% of what we can buy with the money we have now. Is there any better way?”

“Of course there are. Cazeros that…”

“yes. Mr. Santana.”

At Santana’s words, Cazeros took out another bundle of documents from his bag.

Then, she carefully handed it out to the branch manager and other people in the room, who began to read the contents with serious expressions on their faces.

And after a while…

“… this… this… Is it really possible…?”

“No, what kind of transaction is this…”

Branch managers who look as if they have been hit in the head with a hammer.

On the other hand..

“Foot..fuhahahaha!!”

“Whoops… ahahahaha!”

The branch manager and Amalia, who looked at the contents, began to laugh as they saw this unusual transaction method that seemed like a pun, but there was really nothing wrong with it legally.

*

In general, transactions are made through physical objects.

Transactions begin and end through things that can be seen or touched, such as land or buildings that actually exist, and cash that actually exists.

However, at some point in the history of commerce, concepts other than the real thing began to be the subject of trade.

right.

In fact, it cannot be seen or touched, but it definitely exists.

This has the great advantage of being able to create an almost unlimited number of things with just a simple pun, unlike real things that sometimes have more value than the real thing, but have limitations in production.

Taking advantage of the characteristics of these rights, I suggested the following method to merchants.

First of all, I get a loan from the merchant for expenses equivalent to 10% of the property I own.

Accordingly, 10% of my real estate is legally bound to them as collateral, and they have the ‘right’ to take 10% of my land if I fail to repay the debt.

And then… with the 10% cash I just received, I purchase the ‘right’ to take back 10% of my land that has become theirs.

In return, they will own the cash again, and I will borrow that cash again with 10% of the real estate as collateral, and then use that money to purchase the ‘right’.

If you repeat this 10 times, as a result, you will have cash equivalent to 10% of the real estate in your hand, and the merchant will mortgage all your assets at a ‘legitimate price’.

And, I have the ‘right’ to get back 90% of the real estate the merchants took, but… there was no problem with handling this part.

The deadline for repaying the money I received from the merchants as a ‘loan’ is three days from now, one day before my excommunication is officially applied.

The moment that time comes, all my real estate will be handed over to the merchants, but my ‘right’ to get it back the next day has the legal effect of excommunication…

‘A person who is excommunicated loses the right to all documents.’ I was supposed to disappear neatly from this world along with my other qualifications.

Although the church can seize the property owned by the excommunicated person, this is only limited to real land and buildings.

Claiming ownership of these ‘rights’ was absolutely impossible.

If you look at the story like this

It was literally a pun itself, but legally a fair transaction with no flaws.

like that. The branch manager, the representative of the merchants, willingly signed the contract based on the transaction law I had conceived.

‘It’s really unfortunate that I can’t see what’s going to happen after this with my own eyes.’

*

Cazeros and I leisurely leave the city driving a wagon early in the morning.

Behind us, even though we lost 90% of the money, nevertheless, considering the cost of the trip, a huge amount of cash occupied the luggage compartment.

With this amount of money, you should be able to get out of the Church’s realm, where the road to hell will unfold sooner or later, and settle down anywhere on the continent without much trouble.

In response, I carefully looked at Cazeros sitting next to me and asked.

“Well then… Where should we go from now on?”

“Anywhere is fine. If it’s with Santana…”

Cazeros speaks with a gentle smile on his lips at my words.

Looking at her beautiful smile, I somehow felt that my face was getting a little hot, but soon after suppressing this emotion as much as possible, I opened my mouth with a little difficulty.

“That… then. Since we have to leave this country anyway, let’s head east. Coincidentally, there are people I know from the business of Bennett.”

“Yes. That will be fine.”

Anyway, in the west, as in this place, the power of the church was strong, so it was difficult in many ways for me, who was excommunicated.

Even if I go over there, the area beyond it is a place that I would absolutely want to decline from my point of view, knowing the future.

In the end, the remaining options rarely appear in the original work, but the east side that can roll and roll as peacefully as that..

It was the direction in which the so-called pagan nations were.

There is nothing good about being involved in the original situation anyway.

My conclusion was that it wouldn’t be bad to just leave the map like this.