NOVEL NEXT chapter 5
5 episodes
“From here to there, it’s all our land.”
At Oh Young-soo’s words, I said with a smile.
“okay···”
At first glance, all the fields boasting a considerable size belong to Oh Young-soo.
“Are you thinking of losing it?”
Oh Young-soo said with a serious expression.
“Listen to the price and if it’s okay, sell it or not.”
No matter how older you are than me, you talk like this in the first place.
Also, nature doesn’t go anywhere.
“How many pyeong?”
“About 3,000 pyeong?”
As a result of my research, the average market price of farmland here is 90,000 won per pyeong.
Then, to purchase all 30,000 pyeong, you need 2.7 billion won.
‘I was already rich at this time.’
counts
Even before the dungeon crisis, his life was already lived as a wealthy farmer.
I’m greedy
After the dungeon incident, his future was accumulating an enormous fortune in the land.
I pondered for a while.
‘how will we do it···’
After a while, if a dungeon is created here, the price of the land here will plummet like the price of the land in Seongbuk-gu.
It would be best to buy the land at such a low price, but will Oh Young-soo move as I expected?
I’m worried that the land price may have fallen and I’m not going to survive it.
From what I have heard, it is even more so because I know that Oh Young-soo preserved all the land before the dungeon incident and survived it.
‘I don’t think it’s that they don’t want to sell right now, but should I buy as much as I can with the money I have?’
Rather, it is not a bad decision to live as much as you can safely live now.
The price of land here will jump several hundred times later.
But it’s too sad to just let it go.
I am also one of the victims of being kicked out of the rent room by Oh Young-soo.
Even if I buy a little land here, Oh Young-soo will only become a little richer than the future I experienced.
All in all, if at all possible.
It is to usurp the future that Oh Young-soo will enjoy.
I thought for a while and said.
“Do you have any reason to dig the land?”
First of all, we need to know about Oh Young-soo.
The Oh Young-soo I know is not Oh Young-soo, a wealthy rural rich farmer who has gone through all the troubles before and after childbirth.
“Is that important?”
“It’s important. Maybe there is a problem with the land, so we can sell it.”
Oh Young-soo said with a firm expression at my words.
“There is nothing wrong with the land.”
“Then is there any other reason?”
Oh Young-soo is inevitably answering the question as it is directly related to the price of land.
“I want to start a business.”
business money?
“Are you at the same time these days?”
Oh Young-soo said with a smirk at my words.
“Originally, in times of crisis, the great rich are born. I don’t know the details. Anyway, that’s why I’m selling it.”
It’s business money…
“Are you planning to sell all the land at once?”
“Isn’t that, about one in three?”
If that’s the case, it’s about 9 billion at the current market price.
Knowing Oh Young-soo’s intentions, his worries deepen.
If it’s about 900 million won, that’s enough money to buy with a bank loan.
“I think that would be enough to live on.”
Oh Young-soo said with a surprised expression at my words.
“Hmm? It seems that the young friend has quite a bit of money.”
I said with a smirk at Oh Young-soo’s attitude as if he had no expectations.
“I was lucky.”
“therefore. How long do you live?”
“First of all, I will have to think about it a bit. Since the land is so large, I had to do some research. Can you give me your contact information?”
“ha.”
What should I do?
I thought for a while and said.
“Will you scare me?”
I already know that there will be a dungeon nearby.
Then you create an atmosphere by warning Oh Young-soo in advance.
How to induce Oh Young-soo to panic because of fear and sell it.
But then I shook my head and said.
“no. The other party is that venomous breed Oh Young-soo.”
A money-crazed people without blood or tears.
Besides, regardless of the success probability, if I talk like a dungeon will be created in advance?
When it comes to dungeons, there is a chance that you will catch the eye of the government who is investigating.
“This is too dangerous. pass.”
After thinking about it for so long, a question popped into my mind.
“Did you say you need business money?”
If you need business money, why sell the land?
If you take out a loan with the land as collateral, you will be able to raise money without having to sell the land.
The land price is 2.7 billion won, so at least a few hundred million won is enough for a loan, so why bother?
I said with my eyes shining.
“Hmm. I may need to investigate.”
“···Also.”
I smiled and looked at the copy of the register of Oh Young-soo land that I had just removed.
“Why didn’t I get a mortgage? It’s not that I didn’t get it, but that I’ve already received all of the maximum I could get.”
The bank had already secured a loan of 1.9 billion won, which is close to 70 percent of the current market price of 2.7 billion won.
So the real value of the land is 800 million won.
Now I could understand why Oh Young-soo had endured to the end without selling the land.
“I didn’t sell it. I couldn’t sell it.”
Land with 1.9 billion secured loans.
Right now, there are still 800 million in residual value, but what if a dungeon is created and the land price plummets?
Even a 30% drop means that the loan will exceed the principal.
“I couldn’t even pay off the loan if I had to sell it, so I was just holding on.”
But it’s not something I like.
The loan amount exceeds the principal?
If so, it is said that even if the land is sold, there is not a penny left in Oh Young-soo’s hand.
“Mommy…”
Then, like the future I experienced, there is a high probability that I will turn to just holding on.
It doesn’t change anything if you sell it anyway, so you just have to hold on to the land.
“I would rather buy the land now…”
After thinking about what to do for a while, I put myself in Oh Young-soo’s position and thought about it.
“Land prices have plummeted. I can’t even repay the loan if I sell it… huh?”
Wait a minute.
Where have you seen this story?
“ah.”
about 10 years later.
I got tired of moving and got a loan to buy my first house.
But for some reason, house prices plummeted, and loans actually outstripped house prices.
As a bonus, I lost work and couldn’t even repay the interest.
Eventually, a foreclosure proceeding came in from the bank.
“Hmm.”
I’ve lived hard in my previous life, literally, I’ve been caught countless times.
But this also meant that I had personally experienced all the methods used to catch me.
“At that time, my choice was… individual rehabilitation.”
The last choice for those who have nothing.
It was the last effort to keep an eye on the house in the yard that had become empty anyway.
Oh Young-soo, who must have been in a similar situation to me after the dungeon was created, must have been the same.
The only thing they have is the land, so whatever they do, they will try to protect the land.
If that flies away, all he has left is debt.
But what if you give Oh Young-soo a second option?
I pondered for a moment, then said with my eyes wide open.
“this. There is a possibility.”
“What kind of business do you do…”
At his father’s words, Oh Young-soo said with a confident face.
“Do not worry. father. This time for sure. Those gates in my opinion. If you use it well, it will definitely make money.”
“Everyone is so scared that they are busy taking out me, but what kind of money is it? You’re so messed up, you still haven’t come to your senses?”
“When people fall into fear, they spend money to overcome it. If I could just create a safe area like a bunker, would people line up a lot?”
Then Oh Young-soo’s father sighed and said.
“ha. okay. I don’t know, so you do it yourself. It’s just Youngsu.”
“Yes. father.”
“It was called a sapphire gwijeong. In the end, everything is supposed to come back to karma. People believe you and build a bunker or something, and if it becomes useless, resentment against you will build up as well.”
Oh Young-soo smiled at his father’s words and said.
“It is their responsibility. I think it’s well worth the money if you make a bunker so you can escape from fear.”
“Anyway, keep my words in mind… and leave at least part of the land that your ancestors gave you. Otherwise, I will die and will not be able to see my ancestors.”
“Do not worry. father!”
Oh Young-soo, who persuaded his father, came out and grumbled.
“Because my father worries too much. It’s land, so you can earn money and buy it again.”
But then the voice.
“ah! You’re here. Oh Young-soo. I am Jeong In-soo who said that I was living in the land back then.”
Oh Young-soo came up to me at my words and said.
“Yes. Have you thought about it?”
“I thought about it a lot. a lot.”
“Then how much would you like to buy?”
I said with a smile.
“My conclusion is that I don’t live.”
Then Oh Young-soo said with a face like that.
“Right. Then there’s nothing more to see, so I’ll just go…”
“However!”
I interrupted Oh Young-soo and said.
“I am very impressed with Oh Young-soo’s saying that a person can become very rich in a crisis. I’d like to have a drink and have a serious conversation about him, is it possible?”
In front of a small supermarket near town.
Oh Young-soo said while drinking makgeolli.
“nice. good night.”
I said, pouring makgeolli to Oh Young-soo.
“ruler. Have another drink.”
“…I just hate talking back and forth. What do you mean by that?”
I said with a smile.
“I really want to ask. It is said that the great rich are born in crisis. You mean you have a plan?”
At my words, Oh Young-soo took a sip of makgeolli and looked at me with a wary expression.
“That’s right, but why do I have to talk about it there?”
“There is a reason.”
I said with a smile.
“I am looking for a place to invest now.”
“investment?”
“Yes. In fact, I was in the process of finding a suitable investment destination for the remaining surplus funds. However, due to the current situation, there is no suitable place to invest. That’s why I used to go farming as an excuse to go around looking at the land…”
I said with a smirk.
“It means that someone is preparing a business.”
“Hmm.”
“I was also very impressed with the saying that a great rich person is born in a crisis. So I came here to take a closer look.”
Oh Young-soo, who looked at me carefully, said.
“Does that mean that if you think my business plan makes sense, you are willing to invest?”
“Natural words.”
“What do you believe in me?”
I said with a smile.
“I don’t trust people. Trust only money and contracts.”
Oh Young-soo, who had been quiet for a while at my words, said with a smile.
“When you say it like that, it builds trust. Business isn’t just about talking.”
I took a sip of makgeolli and smiled brightly.
“Now it makes sense. So, shall we talk about business in earnest?”