How a Calamity Necromancer Retires

China’s Shinwoong Investment Company, led by Chairman Yun Hui, was famous for managing its funds very carefully.

Shinwoong Investment Company has been growing the company by using only its own funds without taking out loans as much as possible.

Of course, Chairman Unhui was nicknamed a coward because growth was slower than that of rival companies, which received loans during China’s rapid growth period and used the funds to grow explosively. saw the light in

“Asia-Pacific investment passed?”

Chairman Unhui sighed in relief when he heard that Asia Pacific Investment, which was a rival company but had grown explosively and surpassed Shinwoong Investment, had collapsed.

“After all, it was best to roll funds safely.”

As other investment companies that ridiculed Unhwi by taking loans and going out first collapsed one after another, Chairman Unhwi, who sometimes blamed himself for being too timid, was once again convinced that his choice was right.

“Are we okay?”

Then the officer nodded and said.

“of course. Although the rate of return has decreased due to the rise in the exchange rate and the investment has been lost, it is not to the extent that the company collapses like other investment companies.”

“good. let’s just do this In times like this, whoever survives is the winner. Hold on while securing as much money as possible.”

“I understand, Chairman.”

Chairman Unhui gave orders to the executive and leaned back in his chair.

“I was lucky.”

Because of his personality of being anxious when he is short of cash, it is a blessing to have been passively managing his funds.

“By the way, isn’t this the case with China’s default?”

China has made a huge amount of China money as its economy has grown, and has been using that money to conduct one-on-one business for nearly a decade.

The scale is a whopping $1 trillion, and using that $1 trillion to lend money to about 150 countries, and when that country starts infrastructure construction such as port or road construction, a Chinese company wins the construction, which is scary. China sprinkled money.

Then it didn’t matter if the country couldn’t pay it back.

Then it’s enough if China brings the ports and roads that were built instead of that money.

But that’s the story of when China was making money as usual.

“The government needs money the most right now, but there are unrecoverable debts piled up all over the place. Then, just as companies go bankrupt and banks shake, so does the Chinese government. … .”

In the worst case, the thought that China might go bankrupt fills Chairman Unhui’s head.

“I need to buy some dollars and some gold before the exchange rate drops further.”

Of course, the best thing to do in these precarious times is to move your money to a safe haven.

And because of people like Chairman Unhui, the Chinese yuan will move to the dollar and encourage a sharp drop in the exchange rate, but what can I do?

A country is also a country, but you have to live first.

“Safety is paramount. We will continue to put safety first.”

Chairman Unhui, who set the future policy, turned on the TV and watched the news, wondering if there was any news.

In difficult times like this, we need to quickly catch up on how the world is going.

And what comes out of the news… … .

-Fuman Group, the largest company in Shaanxi Province, went bankrupt.

-Airung Department Store, which was barely revived by receiving the first public fund, is again in a financial crisis and is requesting the government for the second round of public funds.

All of them were just stories about companies going bankrupt or going bankrupt.

“The country is in ruins, it is in ruins.”

While watching such gloomy news, it’s time for commercials, and commercials come out.

However, after checking the company name embedded in the advertisement, Chairman Woon-hui said with a surprised expression.

“Ceron Motors? Seron Motors isn’t the company created by Seron’s acquisition of the Limu electric car factory? Have you already made a new car?”

Chairman Unhwi began to watch advertisements with such curiosity and concentration.

At that time, an electric car that has never been seen in an advertisement is speeding down the road, and a truck runs from the other side and collides with each other.

A collision so great that a car could be completely destroyed.

However, the front part where the motor and various devices are installed was smashed, but the part where the person is riding does not survive.

At that time, the camera zooms up and shows the part that survived the impact with the truck, and you can see the bones that are arranged along with the steel frame in it.

“Oh oh?”

Chairman Unhui said with his eyes shining.

“Are these bones used for battle skeletons? Are you using those bones to withstand the impact?”

An electric car created by Han Ji-hyeok, who also plays SS-class combat skeletons, with an open emphasis on safety.

It was a car that was perfect for the taste of Chairman Unhwi, who is a safety enthusiast.

“It’s okay. Let’s buy one.”

Chairman Unhui decided to purchase just by watching the video of the truck crash.

But the ads didn’t end there.

Suddenly, the word F appears in the advertisement, and bones protrude from the door of the electric car like iron bars, covering the windows, and suddenly awakeners appear and attack the electric car from all sides.

“uh?”

Like the truck, the part with the motor is destroyed in an instant, but on the side where the person is riding, the bones arranged like iron bars stand firm against the attack of the Awoken.

And after a while, F changed to E, and this time, an E-class monster that I don’t know where I got it appears and attacks the electric car.

That’s how the alphabet went up to S and even blocked the attack of an S-class awakener whose face was known, and the screen went dark and the last phrase came to mind.

“… Are you taking reservations in advance?”

After watching all the advertisements, Chairman Woon-Hwi recognized it right away.

That the real purpose of this advertisement is to emphasize that it is safe even from monsters and Awoken attacks, not trucks.

Even S-class.

Of course, there are gaps between them like iron gratings, so it won’t be able to block attacks through those gaps, but considering that most monsters are close-range types that wield the body, just being in that car is safe from the majority of monsters that suddenly appear. will do

Chairman Unhui jumped up from his seat and said.

“I absolutely have to buy that! All of our families, one by one!”

* * *

“Pre-orders are pouring in.”

A former Yuone Motors executive appointed as the CEO of Seron Motors said with a bright smile.

“The amount of advance reservations we have now is enough to keep the factory running at full capacity for more than five months, so considering that the Chinese domestic market is completely frozen, it is a big hit.”

“okay. Very good.”

During the IMF period in Korea, many people went bankrupt, but consumption decreased, but there were still people with money and people going abroad, just as China was also the same.

Everyone is holding money tightly and locking their wallets, but this electric car pre-order revealed that attractive products that even open such people’s wallets still work.

“Based on this model, continue to release mid-size and full-size cars.”

“All right.”

But at that time, the president of Seron Motors looked at me and said.

“I… By the way, Chairman.”

“Please speak.”

“Can you tell me what will happen to Yu-One Motors in the future?”

At that, I smiled and said.

“Are you worried about your family? U-One Motors doesn’t have an electric vehicle lineup?”

“Ah, it’s a company I’ve been working for a long time and I have a lot of acquaintances, so I’d say I’m a little concerned.”

“Don’t worry, Seron Motors is in charge of domestic demand and testing in China, and we plan to make electric vehicles for overseas export with technical support for electric vehicles to Yuwon Motors.”

No matter how much technology is obtained, when a new car comes out, there are always flaws.

So, after seeding the electric car in China’s domestic market, solving the resulting defects and perfecting the technology, it is transplanted to Yuwon Motors to make an electric car for export.

“ah! okay.”

“Anyway, Korea is my base, so should I neglect it? Assets purchased in China are collateral, collateral. Anyway, rest assured, what happened to the battery?”

In the meantime, Limu Electric Vehicle has been making electric vehicles by receiving batteries from a Chinese battery company, but this time I took over the factory and changed the battery supplier to a Korean company.

The problem was the price.

“It is said that it is difficult to lower the price any further.”

It is because the battery supply price is inevitably high as much as the labor cost gap between Korea and China.

“In the future, Seron Motors and Yuone Motors’ electric cars will continue to grow, but batteries can’t keep up. If it’s a matter of labor cost, ask them to leave the existing factory and build a new factory in North Korea, because North Korean labor costs are cheaper than in China. Safety is guaranteed by me.”

My goal is for Seron to fill the vacant seat in China.

Of course, as new demand arises, the supply must support it smoothly, but it is difficult at the level of Korean battery companies now.

The price is also expensive.

That’s why they use North Korea’s cheap labor costs.

“It is an opportunity for China and Korea to fill the gap in China, but we have to move fast. Demand for batteries will increase gradually in the future, so if you want to continue doing business with us, ask us to move boldly.”

I want to acquire a battery-related company as well, but China doesn’t know anything else, but it won’t let go of batteries somehow, so I have no choice but to cooperate with a Korean company.

“All right. Let’s negotiate again.”

After receiving such instructions, the CEO of Ceron Motors left the room, and I said with a smile.

“It’s smooth.”

After eating up Chinese companies that have been disassembled into pieces, they combine with the undead to raise their marketability and fill the vacancy.

In this way, if Seron stands tall as a factory in the new world, consuming raw materials and activating the production cycle, the global economic crisis will gradually stabilize.

And by that time, China will be able to stand up to some extent.

Although Seron took over, after all, it is a company in China, so domestic demand will be stimulated by paying taxes to the Chinese government.

But is that really good for China?

Absolutely not.

“We should use Koreans as much as possible and use skeletons for production jobs.”

Unlike Korea, which emphasizes coexistence, public opinion in China will move without paying any attention.

Of course, the local employment effect is infinitely close to zero, literally only production plants are in China.

By that time, China will be driven into a situation where it can’t do anything.

Companies with no employment effect are taking root by pushing out their own companies, but the sanctions are regrettable for money in a situation where the economy is staggering, and leaving it alone is a burden because it continues to grow in size.

This was tantamount to a de facto economic invasion.

Just as China plundered the economy by using only Chinese companies and Chinese workers through the Belt and Road Initiative.

I said with a satisfied expression.

“Let’s keep going. There are still many things to eat.”

* * *

I aggressively expanded my business by acquiring many factories in China.

As Ceron released money, many companies in China flocked to Celon and clamored for help.

Of course, I rejected most of them because I entered to buy liquidated assets at a low price, but there were often coveted companies among them.

“Ohh?”

I said with an intrigued look.

“It’s a new material.”

The representative of a startup researching new materials said with a desperate expression.

“Research on a new material that is resistant to heat and acid and does not emit microplastics is about to be completed. Once this is completed, the game of the market will change!”

Certainly a lot of people and a lot of money… No, exactly like China, where there were many, R&D investments are actively progressing, and coveted companies like this appear from time to time.

And since these companies are startups that research technology, the technology itself and startup employees are assets, so if it goes bankrupt, I won’t be able to save much.

“How much do you need?”

“Once you have $1 million, you can continue your research.”

“What will I get in return?”

“I’ll give you 10 percent of my stake.”

“hmm.”

New material technology is coveted, but just 10 percent is too little, isn’t it?

“I’ll give you five million dollars.”

Then the representative smiled brightly and said.

“Are you sure?”

“Instead, a 50 percent stake.”

I’d like to eat it all up, but then both the staff and the CEO wouldn’t be motivated to do research.

“You mean five or fifty percent?!”

A new material business that guarantees a huge success if the research is successful.

Of course, if you exceed 40 percent here, the profits you will get in the event of a jackpot in the future will be significantly reduced, so it is natural to feel rejected.

But how many investors would lend money to a startup like this in the current situation?

Of course, there are two options left for the CEO.

Do you just perish because you can’t secure the investment, or do you survive and continue your research even if you exceed 50 percent?

“Instead, I’ll give you $1.5 million as a premium for 50 percent. Promise not to interfere with management additionally. Isn’t this the best investment proposal under the circumstances?”

After thinking about my words for a long time, the CEO said.

“Wouldn’t it be 3, 30 percent?”

“50. There is no penalty.”

Finally, the CEO lowered his head and said.

“All right. I will pass 50 percent.”

“okay.”

I patted the CEO on the shoulder and said.

“Think good. Now that you have an investor with overflowing funds, you can focus on your research without worrying about ruin. If you have any financial problems, please contact us, and we will make an additional investment right away.”

The CEO of a startup who left the chairman’s office after receiving the promise of direct investment.

“It’s okay, startup shopping too.”

Opportunity to buy shares of promising startups at a low price when active investment is stopped.

Of course, there is no guarantee that a startup will always be successful.

Maybe you won’t even get the money.

However, even if one out of 10 succeeds, it will be more than enough to recover all the money lost.

“It’s sweet, it’s sweet. It is also China.”

Just then, the secretary’s office rang on the extension phone.

“yes.”

-Chairman, an investment proposal came… They said that the planning office couldn’t make a decision and put it on hold, and they want to ask the president what to do.

Currently, when an investment proposal comes, the planning office at the head office in Korea first examines the possibility, and if it is determined that there is a possibility, I meet and listen to the proposal in person as before.

However, the fact that such a planning office could not make a decision on what to do means that it is a very unusual case.

“What kind of company is that?”

– This is a guild.

“… Guild?”

A guild made up of awakened people?

-To be precise, a guild is a guild, but since it is running its own business, it is unclear whether to call it a guild or a company, so it was put on hold.

“How big is the guild?”

-It’s called a double wielding guild, and it’s a large guild with an SS-class Awakener as the guild leader.

“Ohh?”

The reason why they come to me to offer investment is, of course, because their own funds have dried up and they have reached bankruptcy because they have not been able to pay off their debts.

“Companies went bankrupt, and now guilds are going bankrupt.”

There are guilds that focus on their main job and only focus on hunting and managing guild members, but there are also many guilds that run businesses with the proceeds earned for more income.

“It’s fun.”

To be honest, it’s obvious that it’s a business done by guilds.

Except for a few awakened people with special abilities, there is no special skill, so the business that can be done is a real estate or investment company where you can put money and make money.

Of course, they don’t have any value as an investment, but instead, they have the power of being awakened, don’t they?

“Awakening debtor. Are you okay?”

Wouldn’t it be possible to use the debt to make the debtor Awakener like a subordinate?

The powerless side is not as good as the undead army, but as Park In-gwi is doing very well, Awakeners with reason are definitely a great help.

Besides, since they are Chinese awakened people, if there are a large number of them, the Chinese government will not be able to carelessly talk about public affairs even more.

I said with a smile.

“I’ll see you, so ask me to come.”

* * *

“I invested in real estate, but it went bankrupt?”

At my words, Yoo Chun-bi, the guild leader of the Twins Guild and an SS-class Awakener, sighed and said, and the interpreter translated it.

“In addition to the guild’s proceeds, I borrowed money from guild members to invest in real estate and made a lot of money. But suddenly the economic crisis came and the real estate plummeted and I was quickly in debt.”

Awakeners are the same person after all, just stronger and earning more money.

When you have money, you become greedy for business, and the business distorts and rises to a pile of debt.

“How much debt do you mean? If you’re in the SS rank, your income should be quite high.”

If it is SS level, the average monthly profit is more than 30 billion, and it is almost 400 billion in one year.

In addition, the guild leader did not borrow it personally, but borrowed it with the guild’s legal entity.

Then, in the name of operating expenses, I will take part of the guild members’ settlement money to the guild, so the amount will never be small.

But if the guild leader of such a large guild comes to me because he can’t pay back, how much is the debt?

“… What to dispose of What is left after disposing of it is 30 billion yuan.”

“ok?”

Then 6 trillion won?

It’s the size of a barrel like an SS class.

6 trillion won in debt on real estate and hit it.

“By the way, the interest rate currently set is 8 percent. Then, the annual interest alone is 2.4 billion yuan, and even if I add up all the money I earned and the proceeds from the guild, repayment of the principal is far away after paying the interest.”

To have to pay interest every year on money approaching 500 billion won in Korean money.

It’s bleak.

Even with a rough estimate, it would take decades to pay off everything.

“How did you push yourself so hard?”

“At first, I just wanted to make it smaller, but I got greedy after seeing real estate prices keep going up… … .”

Money makes money, so they put it in debt.

It’s a typical debtor’s route.

It’s just that the size is just too much for an SS class.

“What do you want?”

“I’m sorry, I’ll tell you. I would like you to lend me the money at that rate.”

“Do you want to change the loan?”

He said that he wants to adjust the interest rate to a level where he can borrow money from me and pay back the principal because he cannot even pay interest at the current interest rate.

I said with a smile.

“Then what do I get?”

“… I will do everything I can.”

It’s okay if you’re determined that much.

I thought about it for a while and said.

“I can’t lend you that much money all at once.”

Although the Double Guild is a large guild with tens of thousands of guild members, it is a waste to invest 6 trillion won at once, even if there are many things to spend money on.

So just open your pores to the point where you won’t die.

“Instead, I’ll lend you money to pay off the interest every year, at a low interest rate of around 3 percent.”

In the end, it’s no different from repaying a debt borrowed from a guild member with the money borrowed from me, but it’s not a bad condition since the interest rate is cheaper and the principal repayment will be faster.

“Are you sure?”

“Of course there are conditions. Sooner or later, I’m going to create an allied guild in China, right? I would like the twin wield guild to be in charge of one axis of the union guild.”

“United Guild?”

“You know my name is Park In-gwi, right? An Awakener who was naturalized in Korea. We will form a union guild with Park In-gwi’s guild as the main axis.”

Only the awakened people who secretly cooperate with the Chinese government know that Park In-gwi betrayed the Chinese government, and now the Chinese government is busy taking care of itself, so it will not be hasty to touch Park In-gwi.

Because I know better than anyone else that I will move the moment I touch Park In-gwi.

Here, for the safety of Park In-gwi, I bring together an SS-class skeleton, and then, with Park In-gwi as the center, I gather the Chinese debtor Awakeners to create a huge alliance guild and virtually put it under my control.

The guild members of the Bilateral Guild will follow the instructions of the guild even in order to receive the money lent to the guild, and the guild leader who will lead such a guild must follow my instructions to receive interest support from me. It means that you can run a large guild.

Even these hundreds of billions are not just given, but borrowed, and will be recovered someday, so I have nothing to lose in reality.

In addition, to implement this much power into a skeleton, no matter how cheaply you catch it, you have to hit at least trillions of won, so it’s really the end of the cost-effectiveness.

All of this is possible thanks to the collapse of China’s economy.

Of course, since the cost-effectiveness is cost-effective, it cannot be used randomly like Park In-gwi, but it is meaningful in that it is mass-produced and collected in one place, as if people get together and gain strength. .

I said with a bright smile.

“Receive interest support and become a member of China’s largest united guild. How do you like my proposal?”