Fight To the Third Generation

Chapter 91: Loan

I chatted with Nong Qingying earlier and learned that I was applying for a mortgage loan.

From Nong Qingying, Su Yehao asked for the phone number of the bank manager who helped her with the loan. It was a Japanese company called “First Quanye Bank”.

Originally, Su Yehao was against such a “little-known” bank.

He didn’t know much about it. It was the first time he heard about the First Quanye Bank. Of course, he thought it was not big, like a motley crew.

But Nong Qingying told that Japan Bank has had a hard time in the past few years. In order to grab business and compete for the market, the preferential treatment is quite large.

On the basis of undisturbedly disrupting the market order and lending at the specified interest rate, rebates can be obtained in other ways.

The word “rebate” immediately aroused Su Yehao’s interest.

After Japan signed the Plaza Agreement that year, housing prices plummeted and the economy slumped.

Of course.

It may also be due to hypoxia dizziness.

Anyway, during the play at the racetrack, the Gangcheng Branch of the First Quanye Bank arranged for a manager to come with two small staff members, and asked Su Yehao to discuss the details of taking a mortgage on a luxury house.

It involves a large amount of money, so I have to be cautious.

Su Yehao’s professional racing suit had not been changed yet, his shoulder was hurt by the four-point seat belt, and he rarely had the chance to slam on the accelerator.

The three bank employees, all locals in Hong Kong City, greeted him one by one and handed over their business cards.

Always afraid that he would accidentally suffer a loss, Su Yehao said vigilantly: “The luxury house I have in Shangfeng Sheungshui is similar to Miss Nong Qingying’s apartment, and the decoration will cost several million more. How much do I borrow?”

“I would take the liberty to ask, the real estate licenses…”

“All, all complete, in my hands.”

After speaking, Su Yehao did not forget to add: “I asked other banks before, but Miss Nong told me that your bank’s interest rate is low and there are rebates. Today, I mainly want to know about it first.”

Ambiguous routine.

The meaning of the words is nothing more than a bank to cooperate with wherever the benefits are.

The manager, whose English name is David, heard this, with a smile on his face:

“Our bank is in the expansion period. Ask anywhere, and it is definitely the best deal here. Generally, we can issue a loan at a 30% discount on the appraised price. If it is the same as Miss Nong’s house, about 35 million should be no problem. Someone is responsible for the guarantee and you can get more loans. I see you look familiar, may I ask you, young master… Who are your parents? And the purpose of the loan, can you tell me?”

“Do I need to check the account for a loan? I just don’t want to take money from my parents, so I want to take a loan and invest in my own business. Don’t worry, it must be the right way to use it.”

Su Yehao put on a broad face.

I thought it would be better to take the opportunity to borrow a little more. Compared with the possible profits, the bank interest is quite cost-effective.

There is a saying that rich people are good at making money with bank money.

Although he didn’t have a lot of money in his previous life, Su Yehao remembered this sentence.

So, he continued to say to Manager David: “I don’t need anyone else to guarantee, I will guarantee the bank for myself. I have an account with assets of more than 60 million Hong Kong dollars in the Standard Chartered Trust and Wealth Management Company under Standard Chartered Bank. It’s really annoying that my parents insist on making me learn to manage money.”

Versailles.

The two young girls behind him, who were not skilled enough in fire fighting, had already surrendered, with nymphomaniac written on their faces.

Su Yehao was handsome and he killed 95% of the people first.

There are always more love letters in Yehao’s desk drawer, hoping that he can scum on his head.

The two clerks stared at Su Yehao as a nympho, it was normal…

Find a place to sit and chat with Manager David.

Later, I found out that the annual interest rate for bank loans in Hong Kong City is as high as 8.5% to 9%. Even if the loan period is long and the top discount is obtained, it can only reach about 7%.

However, if you go to Japan for a loan and borrow Japanese yen directly, the loan interest rate can be around 2.45%, and you can also enjoy discounts.

Someone once said that the mortgage interest rate is affordable. Isn’t this thing much lower than the mortgage interest rate?

Su Yehao was instantly moved, and finally understood why Manager David kept asking him what the loan was for.

If you use it to continue to buy Yahoo stock, or take it to the mainland to do business, there is no need to operate directly in Hong Kong City.

He has real estate and asset mortgages, which is just right for this kind of loan.

For ordinary people, the amount of funds is too small, and no one will take care of them at all.

There are still some doubts, and I am worried about being deceived.

Su Yehao knew very little about these aspects, but Su Yehao was very moved, but he didn’t give an answer for the time being.

Immediately, after asking Nangong Tian, He Shaofan and others, he found out that a lot of people with money and means are doing this, which is quite normal and very common.

Su Yehao sighed for this… From his perspective, he is indeed a fake third generation.

No wonder he wasn’t smart enough.

It’s just that I know too little, and I have never been in contact with them.

What’s more, there was no need for contact before, after all, I couldn’t even afford a second-tier house.

In this way, the trouble of the loan will soon be resolved, and the price is much lower than Su Yehao imagined.

The key at the moment, UU Reading www.uukanshu.com seems to be looking for someone who knows what to do, who is responsible for controlling risks and helping to make plans.

Bamboo’s parents run an accounting firm, which is actually quite suitable.

Ke Huanyou Zhugan’s parents have close ties with Cosmopolitan International, and if they get too close, the news will easily reach Father Su’s ears.

until this time.

Only then did Su Yehao realize that there was no one around him who could do things.

Yin Liuli barely counts half, only in restaurants and cafes.

In this matter, she can’t help at all.

Thinking about it.

In the end, Su Yehao still pulled the bamboo pole aside and first asked if his parents’ accounting firm would follow the principles and keep it 100% confidential for customers…

—————

After eating in Central in the evening, I took the boat back to the casino.

I have class tomorrow.

When they returned to the casino, the group continued to swim at He Shaofan’s house. The light blue pool water was sparkling under the lights.

Nangong Tian, this little girl, is charming on the outside and stable on the inside.

Buck Yajun asked her why she didn’t change her clothes and go into the water, she said that she was too good and only willing to show it to Su Yehao.

Being forcibly stuffed with a big mouthful of dog food, Buck Tooth Jun’s whole body is not well.

After swimming, He Shaofan felt that it was not enough, and suggested to go to the casino again.

They can enter at the age of eighteen, and they are all up to the age.

put it in the past.

At the entrance of the Beauty Royal Court Club, there are two more mainlanders tonight.

Wandering back and forth for a long time.

It’s not the representative of Yinhai Software Company. They heard that Father Su likes to come here, and he specializes in blocking people.

The security guard at the door looked at them both badly.

I was wondering if it was a paparazzi, a thief, or a smasher…